Pay yourself first: the power of self-discipline. If you cannot get control of yourself, do not try to get rich. It is the lack of self-discipline that causes lottery winners to go broke so quickly. This is one of the hardest steps to master because it is already a huge part of your makeup. It's easy to allow your low self-esteem and low tolerance for financial pressure to keep you from wealth. People who lack internal fortitude often become victims of those who have self-discipline. Learning to develop management skills in cash flow, people, and personal time will allow you to direct how you live your life. You probably have heard the saying "pay yourself first" and maybe you even say it yourself. Are you doing it? It is the most basic financial self-discipline. This discipline will force your financial genius out in order to get your bills paid and creditors off your back. In fact, It is how to make them work for you instead of against you. To successfully pay yourself don't get into large debt positions, keep your expenses low, and build up assets first. When you come up short, let the pressure build, and don't dip into your saving or investments. Use the pressure to inspire your financial genius to come up with new ways to increase your ability to make more money and your financial intelligence. If you do not like financial pressure, then find a formula that works for you calls out your financial genius, and enjoy life.

Pay your brokers well: the power of good advice. If you hire professionals, real professionals worth their expenses fees, then their services should make you money. The more money they make, the more money you should make. A good broker should provide you with information and will take the time to educate you. A good broker can save you time in addition to making money. They are in the market every day so you don't have to be. If you are trying to do everything yourself you must not value your time very much. Keep in mind, not all brokers are created equal. Most are simply salespeople, they sell but are not invested in what they sell. When you interview paid professionals find out how much they own of what they sell. Find brokers who have your best interest at heart because they share your interest. The real skill of managing people is knowing how to manage people who are smarter than you in their technical area.

Be an Indian giver: the power of getting something for nothing. The term Indian giver formed with the first European settlers came to America the Indians would share their supplies. Mistaking it for a gift, the settlers were offended when the Indians asked for it back. The Indians also got upset when the settlers did not want to give it back. All of it was a simple cultural misunderstanding. In the world of assets, the sophisticated investor's first question is "how fast do I get my money back?" and return on investment is vitally important. It's best to pay attention to your initial dollars in investment and get it back as soon as possible. Once you are able to get your initial dollars out of the investment you technically own an asset for free. Only play with money you can afford to lose. You can limit your losses to only the initial money you have the investment. In every investment look for something, you get for free.

Use assets to buy luxuries: the power of focus. The process of developing cash flow from an asset column is easy in theory, what's hard is the mental fortitude to direct money to the correct use. Today's consumer world is full of temptations to blow money out of the expense column. The earlier you can train yourself and those you love to be masters of money, the better.

Choose heroes: the power of myth. One of the most powerful ways we learn is to mimic our heroes. Now that you are older, choose heroes who live the financial, professional, and personal lives you aspire to. Just like your sports heroes of your youth, learn their stats and analyze their raise to their position from the minor leagues to the majors. Figure out how they are staying on top when most people will fall off. Your heroes will do more than just inspire you, they will convince you that you can be just like them. Find Heroes that make it look easy.

Teach and you shall receive: the power of giving. If you want something, you first need to give. Whenever you feel short or in need of something, give what you want first and it will come back in buckets. That is true for money, a smile, love, or friendship. It may be the last thing you want to do at times but it works. Teach, and you shall receive. If you want to learn about money, teach it to those who want to learn. While you will most often get something in return, learn to give for the joy that giving itself brings.